The PayMyWay application and transactions are fully encrypted to protect your account information and we monitor your account activity to help us identify unauthorized transactions. If you suspect that your account shows unauthorized activity, contact us.

Two-factor authentication is used when logging into your PayMyWay Account. You will be prompted to enter a 6-digit code texted to your phone in order to access your account.

Each purchase transaction is assigned a unique transaction QR code which must be scanned by the retailer and can only be used once. After the retailer scans your unique transaction QR code, you’ll be prompted on your mobile device to “Accept” or “Cancel”. If you “Accept”, the retailer will receive an authorization to complete your purchase. For details on approved transactions, click the transaction on your home screen.